5 Secret Reasons This One Business Credit Card Can Instantly Supercharge Your Small Business

As a small business owner, having a dedicated business credit card can help you keep your business and personal expenses separate. This simple distinction is crucial for several reasons. First and foremost, it helps in maintaining an accurate picture of the business' financial health. Without a clear boundary between personal and business expenses, entrepreneurs may end up paying for business-related expenditures out of their pocket. This confusion can also lead to missing valuable tax deductions.

Fortunately, business credit cards aren’t just for large corporations. Those with startups, side hustles, freelance clients or occasional gig work can all qualify. These cards are available to various types of small business owners, allowing them to enjoy the benefits of business credit.

Chase has several options within its Ink Business credit card family, including the Chase Ink Business Unlimited. This card provides entrepreneurs with an attractive combination of cash back rewards, easy-to-understand terms, and tools to help track and manage expenses. Here are five key reasons why the Chase Ink Business Unlimited credit card is an attractive offering for small businesses.

1. Unlimited 1.5% Cash Back on All Purchases

The Chase Ink Business Unlimited credit card offers unlimited 1.5% cash back on all purchases. This means that cardholders can earn rewards without worrying about the type of category or merchant. Whether you’re purchasing office supplies, equipment, or business travel, you can earn cash back on all of your business purchases.

2. No Annual Fee

Unlike many business credit cards, the Chase Ink Business Unlimited charges no annual fee. This is perfect for small business owners who are trying to minimize their expenses and might not need (or can’t afford) premium benefits. The lack of annual fees also makes it easier for entrepreneurs to keep their credit card expenses to a minimum.

3. 0% Introductory APR for 12 Months

The card comes with a 0% introductory APR for 12 months on purchases. This can be helpful for financing large purchases or managing cash flow. Businesses with fluctuating income can also benefit from the interest-free introductory period, helping them smooth out their cash flow.

4. Concierge and Travel Perks

As part of the Chase Ink family, the Chase Ink Business Unlimited card offers travel and dining perks that can be valuable for entrepreneurs on-the-go. The card comes with travel insurance, trip cancellation insurance, and purchase protection.

5. Employee Cards at No Additional Cost

As a small business owner grows and expands their team, managing employee expenses becomes increasingly important. The Chase Ink Business Unlimited allows you to set up employee cards at no additional cost. This makes it easy to track and manage employee expenses, which can help eliminate reimbursement paperwork and minimize the risk of expense-related errors.