5 Shockingly Affordable Waterfront Cities To Spend Your Golden Years

Retiring to a home on the water sounds like a dream come true, but for many, it seems like an unaffordable luxury. However, not all beachfront properties have to cost an entire retirement fund. In fact, there are several waterfront cities around the world that offer an affordable and relaxing lifestyle for retirees.

Imagine waking up every morning to the sound of waves gently lapping against the shore, or spending your days fishing, swimming, or simply taking in the breathtaking views of the ocean. For many retirees, living in a waterfront city is the ultimate goal, but it can be daunting to think about the cost.

Luckily, there are some affordable options available. From coastal towns in the United States to seaside cities in Europe and beyond, there are plenty of destinations that offer a range of affordable housing options, low cost of living, and a relaxing atmosphere perfect for retirement.

In this article, we will explore five of the most affordable waterfront cities to retire in 2025. These cities offer a unique blend of natural beauty, outdoor recreation opportunities, and affordable living, making them ideal for retirees looking to spend their golden years in a stunning waterfront location.

First on our list is Port Isabel, Texas. Located on the Gulf Coast of Texas, Port Isabel is a charming coastal town that offers a range of affordable housing options, including beachfront condos and single-family homes. The cost of living in Port Isabel is relatively low, and the town has a relaxed atmosphere, making it perfect for retirees who want to slow down and enjoy their golden years.

Next up is Newport, Oregon. Newport is a picturesque coastal town on the Oregon coast that is known for its stunning natural beauty, outdoor recreation opportunities, and affordable living. The town has a range of housing options available, including beachfront homes and condos, and the cost of living is relatively low compared to other coastal towns in the United States.

Another affordable waterfront city to consider is Gulf Shores, Alabama. Gulf Shores is a popular beach destination on the Gulf Coast of Alabama that offers a range of affordable housing options, including beachfront condos and single-family homes. The cost of living in Gulf Shores is relatively low, and the town has a range of outdoor recreation opportunities, including fishing, swimming, and golfing.

For retirees looking for a more international destination, Puerto Vallarta, Mexico is a great option. Puerto Vallarta is a stunning coastal city on the Pacific coast of Mexico that offers a range of affordable housing options, including beachfront condos and single-family homes. The cost of living in Puerto Vallarta is relatively low, and the city has a range of outdoor recreation opportunities, including snorkeling, fishing, and horseback riding.

Last but not least, Belfast, Maine is a charming coastal town on the coast of Maine that offers a range of affordable housing options, including beachfront homes and condos. The cost of living in Belfast is relatively low, and the town has a range of outdoor recreation opportunities, including fishing, kayaking, and hiking.

In conclusion, retiring to a waterfront city does not have to break the bank. These five cities offer a range of affordable housing options, low cost of living, and a relaxing atmosphere perfect for retirees who want to spend their golden years in a stunning waterfront location. Whether you are looking for a coastal town in the United States or a seaside city in Europe or beyond, there are plenty of affordable options available for retirees who want to live their dream of retiring to a home on the water.